23++ Birthday Rule Dental Insurance
Birthday Rule Dental Insurance Coordination of benefits is the process insurance companies follow to ensure that the combined benefits from all group dental plans do not exceed 100 percent of the dentist’s fee. Children with dual coverage fall under the birthday rule. Which policy pays first for dependents depends on the rules of the insurance company, or state laws. • the typical protocol for dependents whose parents have overlapping coverage is to follow the birthday rule: The national association of insurance commissioners clarifies how the birthday rule is used.
